The National Insurance Commission has initiated steps to get government to enact laws to make employee insurance compulsory. The law will see professionals like medical practitioners get insurance that covers any eventuality in the line of duty.
National Insurance Commission pushes for compulsory professional insurance
The Insurance Commissioner, Lydia Bawa, said the legislation will complement already existing laws to ensure that all liabilities that could arise to employees or third parties in the case of an accident.
The Insurance Commissioner, Lydia Bawa, said the legislation will complement already existing laws to ensure that all liabilities that could arise to employees or third parties in the case of an accident are adequately covered.
" For now, the law enjoins employers to compensate any employee who is injured in the line of duty, under the Workman Compensations Laws, but the law does not make insurance of such a liability compulsory. That is a mistake. So they choose to ensure or not to insure. So we are saying that now transfer that liability to an insurance company."
A committee has been established with the task to come up with provisions and modalities that will make up the legislation. Lydia Bawa has revealed that the committee will commence work soon, and will resort to government after they come up with the right provisions.
"We will form the committee so we can get government to legislate on compulsory insurance. For example group life insurance, group personal accident insurance , professional insurance like medical practice insurance. So, for example, when a doctor makes a mistake and someone dies, they will be sued, and the insurance company will pay. And it should be made compulsory for employers to do."
The Insurance Commissioner said this at the National Insurance Commission's 25th Anniversary ceremony in Accra.
The Association as part of celebrations, unveiled a new logo, and renamed its building the Appiah Ampofo Building.
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