As <a href="https://www.thestreet.com/story/14283957/1/amazon-is-secretly-becoming-a-bank.html" id="734ab7aa-057c-38a0-a730-7828e6079524"> headlines </a> like "Amazon Is Secretly Becoming a Bank" and "Google Wants to Be a Bank Now" <a href="https://www.theatlantic.com/business/archive/2012/10/google-wants-be-bank-now/322800/" id="d9c439d5-c20a-3e0e-aa93-d7a7cc41e0a4"> increasingly </a> crop up in the news, tech giants are coming into the spotlight as the next potential payments disruptors.