The insurance package, launched last week the Acting Director of the NSS, Mustapha Ussif, has come under criticism from service personnel who said they were not consulted before the policy was rolled out.
Mr Ussif says the idea of insurance policy for NSS personnel was a resolution adopted at congress by the National Service Personnel Association.
Dr Whyte said the policy needs to be backed with data although he admitted the policy looks good.
He said: “National Service personnel are not posted to Afghanistan, Iraq, Sudan or any of the conflict-prone areas.
“They are posted to Ghanaian public and private institutions…The policy looks good on paper, but the reality is such a claim needs to be backed by data.”
“In the two years I was at the Scheme, matters relating to deaths were about two or three and matters relating to accidents were about three or four.
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“Out of about 80, 000 personnel, if within two years you have two deaths which were not because of service, why would we think that there is such a risk to impose 15 cedis a month on each of them every year gathering a whooping 15 million cedis to an insurance company. It’s a case of daylight robbery unfortunately.”