A treasury bill is a short-term debt issued and backed by the full faith and credit of the Ghana government. Treasury bills are low risk in nature, as they are a creditworthy institution by the government.
Shares of stocks are investments made in a company in return for dividends. In Ghana, the Ghana Stock Exchange regulates this transaction. Stocks are volatile, as such, they assume the greatest investment risk.
Investing in stocks need the guidance of an expert called a stockbroker, who will guide you into making the right decisions.
- Buying and selling of cars
Import cars from other countries and sell to family, friends, and clients on installments basis. People are gradually understanding that car is a necessity not a luxury for everyday errands. Most people don’t have staggering amounts to pay outright so they opt for arrangements where the total amount plus interest will be spare over a period of time.
- Real estates
Real estate is one of the safest investments in the world. It is in constant demand, people are always moving from one location to the other due proximity to work, increase in family size, comfortability, work transfer or hostel accommodation to complete.
Be a professional realtor. Make sure your both parties are satisfied with your service and you will always be in business.
Ghana is the largest cocoa exporter in the world. Invest your money into cocoa farming, coffee, shea butter, coconut and you will be become a millionaire after few harvests.
Animal rearing is also a great venture to make money. There are always festive occasions where friends and family meet, chill, and make memories over foods and drinks.
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- Deals in spare parts
Just as the car dealers and selling new or old spare parts is very lucrative. Replacing car parts, changing oil or fixing loose parts is the painful part of using your car. You can import the goods and supply to the small enterpreneurs and wait for your money to hit your account.
- Social media management
Celebrities and some individuals are making lots of money online by through advertisements because of their mass following. People with verified accounts are amassing millions yearly.
Everybody is eager to get more followers on social media but they have no idea about how to get them. Study how the various platform operates and get money by managing people’s accounts.
- Home services
Due to busy work schedule, people don’t get time to do house chores and some families are against the idea of the hiring of house maids for obvious reasons.
Set up an agency where staffs do the work of a house help but they leave the house at a specific time. They will clean, cook, wash and take care of the kids when parents are not around.
All you need is trusted staffs to help clients with their house chores. Take care of their home while they are busying working and they can give you a good amount at the end of the month.
- Become an Influencer
Personal branding is important if you want to be an influencer in any industry whether fashion, beauty or social media. People will contact you to give speeches at events, brands will make you their ambassadors, get featured in advertisements and magazine will debiting your accounts.
Awards schemes will also award you for contributing towards an industry and impacting lives with your voice.
- Develop apps
Technology is the way forward. Build messaging or e-commerce apps where you can also modify to suit the client’s preference. You can also build and maintain website or blog for media houses and bloggers.
Painting a room is more than just applying paint to a wall. Clients are ready to pay a huge sum of money for designs and painting.
Your finish work must convey a certain message to anyone who enters the room. Bring out your artistic traits, create a niche for yourself and the satisfied customers will get you more clients.